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Homebuyers Homeowners Investors Business Owners Developers Fix & Flip Build a Home
Residential Investment

Finance the deal. Build the portfolio.

Single-family rentals, small multifamily, portfolio expansion — we work with real estate investors who need financing partners that understand the numbers.

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No obligation No hard pull until you're ready Real options, not estimates
Who reaches out to us
  • Buying a first rental property — need to understand DSCR vs. conventional
  • Expanding a portfolio and need to preserve personal DTI
  • Using an LLC or entity for financing
  • Transitioning a primary residence to a rental
  • Evaluating cash flow before committing to a purchase
  • Need a preapproval that reflects investor status, not just W2 income
How it works

How EBBS works for investors

We collect what matters and move you toward options. No teaching inside the intake.

01
Deal-first underwriting

We start with the property's income potential, not just your personal tax returns. DSCR, rent rolls, and projected NOI from day one.

02
Entity and structure clarity

Buying in an LLC? We know how to structure that. Mixed personal and entity portfolio? We've seen it.

03
Portfolio strategy, not just loans

We track your acquisitions and help you think about what each deal does to your overall position.

Who this is for

This is for you if…

  • ✓You're buying a property primarily for rental income
  • ✓You want to use DSCR, asset-based, or non-QM financing
  • ✓You need to qualify with rental income rather than personal W2
  • ✓You're acquiring through an LLC or entity structure
  • ✓You're building a portfolio and need a lender who thinks long-term
  • ✓You want someone to model cash flow before you make an offer
What we look at

The deal, not just the borrower.

Property type, purchase price, estimated rent, debt service coverage, entity structure, and portfolio picture. We build the deal around the numbers.

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What happens next

Here's exactly what to expect

1
Tell us about the deal
Property type, location, price range, and your current portfolio. We assess fit immediately.
2
Review financing structure
DSCR, conventional, portfolio, or bridge — we identify the right product for the deal.
3
Application and underwriting
Investment underwriting is different — we navigate it for you.
4
Close and repeat
We build a long-term relationship around your acquisition strategy, not one transaction.
Discuss My Investment Strategy →

Once we see your application come in, we will work up some options for you and let you know what you're looking at.