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Jump to: A — Owner-Occupied Business Real Estate B — Commercial Investment Real Estate
Section A — Owner-Occupied Business Real Estate

Stop paying rent on someone else's building.

If your business occupies at least 51% of the property, you're in owner-occupied territory — and that opens the door to SBA programs, lower down payments, and financing structured around your business's cash flow.

Explore Owner-Occupied Options →
No obligation No hard pull until you're ready Real options, not estimates
Who reaches out to us
  • Buying the building the business currently leases
  • Acquiring commercial real estate as a business investment
  • Using SBA 504 or 7(a) financing for a real estate purchase
  • Refinancing an existing owner-occupied commercial property
  • Mixed-use residential/commercial property acquisition
  • Need commercial financing that works alongside business revenue
How it works — Section A

Owner-occupied commercial financing

We collect what matters and move you toward options.

01
Business income underwriting

We know how to read business tax returns, P&Ls, and cash flow statements. Your business income counts — when documented properly.

02
SBA expertise

SBA 504 and 7(a) programs can dramatically reduce down payment requirements on owner-occupied commercial. We know when they apply.

03
Structure that works for the business

Financing a commercial property has to work within the business's cash flow and growth plan. We structure it that way from the start.

Explore Owner-Occupied Options →
Section B — Commercial Investment Real Estate

Commercial property as an investment, structured the right way.

Purchasing or refinancing commercial property as an investment is different from owner-occupied financing — different underwriting, different terms, different goals. We help investors structure commercial deals the right way.

Explore Commercial Investment Options →
No obligation No hard pull until you're ready Real options, not estimates
Who reaches out to us
  • Purchasing a commercial property as an investment
  • Refinancing an existing commercial investment property
  • Evaluating cap rates and cash flow on a commercial deal
  • Looking to diversify from residential into commercial
  • Need financing structured through an LLC or investment entity
  • Comparing commercial loan terms across lenders
How it works — Section B

This is for you if…

  • ✓You're buying commercial real estate as an investment, not for your own operations
  • ✓You need financing structured through an LLC or investment entity
  • ✓You're underwriting the deal on NOI, cap rate, and DSCR — not personal income alone
  • ✓You own residential investment properties and are moving into commercial
  • ✓You need a lender who understands investment commercial underwriting and timelines
  • ✓You want to compare terms before getting deep into a transaction
What we look at

The property, the cash flow, the entity.

Commercial investment underwriting is driven by the property's income, not just your personal financials. We evaluate the deal and tell you what you're looking at before you commit.

Explore Commercial Investment Options →